Last updated: November 5, 2025
1. Acceptance of Terms
By accessing and using this website (
thevaluestock.com, “the Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these terms, please refrain from using the Site.
2. Purpose of the Site
The Site is provided solely for educational and informational purposes. It presents analyses and data derived from publicly available financial information and from general principles of value investing as discussed by well-known investors.
The Site is
not endorsed, authorized, or affiliated with any of the investors, authors, or organizations referenced, including but not limited to Benjamin Graham, his heirs, his publishers, or any other individuals or entities mentioned on the Site.
3. User-Provided Data and Calculations
The TVS Analyzer currently supports companies incorporated, headquartered, or primarily operating in the United States and performs calculations based on the
price value manually entered by the user.
The accuracy of any results or metrics (including ratios, valuations, or criteria checks) depends on the accuracy of both the user-provided input and the underlying data available on the Site.
Incorrect, outdated, or imprecise price entries may lead to erroneous or misleading results. Likewise, the Site’s data may contain errors, omissions, or delays.
The Site and its owners assume
no responsibility for any inaccuracies or consequences arising from user-provided input or from the information displayed.
4. No Investment Advice
All content and data on this Site are provided for educational purposes only and do not constitute investment, financial, accounting, tax, legal, or other professional advice, nor a solicitation or offer to buy or sell any security.
Users are solely responsible for any decisions made based on the information provided. If you require professional advice, consult a qualified financial advisor or other appropriate professional.
5. Accuracy and Availability of Information
While reasonable efforts are made to ensure the accuracy and timeliness of the information presented, the Site and its owners make no warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability for any purpose.
Data and ratios are updated periodically, are not in real time, and may refer to different reporting periods.
Note: In most cases, the financial data used in the analyses refer to the most recently available full fiscal year (typically the year preceding the current one), although exceptions may occur depending on data availability.
Errors, omissions, or delays may occur, and information may change without notice.
6. Intellectual Property
All content on the Site — including text, code, graphics, and layout — is protected by copyright and other intellectual property laws. You may view and download materials for personal, non-commercial use only.
You may not reproduce, distribute, modify, or create derivative works from any part of the Site without prior written permission from the Site owner.
7. Third-Party Links
The Site may contain links to third-party websites for informational or reference purposes. These links are provided solely for convenience.
We do not control, endorse, or assume responsibility for the content, accuracy, or security of such external sites. Accessing any third-party website is done at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, the Site and its owners, affiliates, or contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, the Site or its content — including, but not limited to, loss of data, profits, or business opportunities.
This includes, without limitation, any damages or inaccuracies resulting from user-provided data, incorrect stock prices, or information errors within the Site.
9. Indemnification
By using the Site, you agree to indemnify and hold harmless the Site, its owners, affiliates, and contributors from any claims, damages, liabilities, or expenses (including reasonable legal fees) arising from your use of the Site, your reliance on its content, or your violation of these Terms.
10. No Endorsement or Affiliation
References to historical investors, investment principles, or educational materials are made solely for informational and educational purposes.
The Site is
not endorsed, authorized, sponsored, or affiliated with any of the investors, authors, or organizations referenced, including but not limited to Benjamin Graham, his heirs, his publishers, or any other individuals or entities mentioned on the Site.
All trademarks and names are the property of their respective owners.
11. Changes to the Terms
We reserve the right to modify or update these Terms of Use at any time without prior notice. The date of the last revision is shown at the top of this page.
Continued use of the Site after any changes constitutes acceptance of the revised Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the
Republic of San Marino, without regard to its conflict of law provisions.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of the
Republic of San Marino.
13. Contact
For questions or concerns regarding these Terms of Use, please contact:
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[email protected] 